{"id":110,"date":"2026-04-14T06:31:06","date_gmt":"2026-04-14T05:31:06","guid":{"rendered":"https:\/\/www.taptaploans.in\/blog\/?p=110"},"modified":"2026-06-09T17:30:39","modified_gmt":"2026-06-09T12:00:39","slug":"debt-consolidation-india","status":"publish","type":"post","link":"https:\/\/www.taptaploans.in\/blog\/debt-consolidation-india\/","title":{"rendered":"Debt Consolidation in India: How to Merge Multiple Loans and Cut Your EMIs in Half"},"content":{"rendered":"\n<p class=\"has-text-dark-color has-text-color has-link-color wp-elements-f4592637a6a51e5b086b9c9b882ffb82 wp-block-paragraph\"><strong>Debt consolidation in India<\/strong> is a structured way to combine multiple high-interest debts into a single, lower-cost loan. If you are managing a credit card at 36% interest, a personal loan at 18%, and a consumer durable EMI at 24%, you are not just paying more \u2014 you are juggling multiple due dates and increasing your risk of default.<\/p>\n\n\n\n<p class=\"has-text-dark-color has-text-color has-link-color wp-elements-df1e112748e8f595245936e8ed1b30bd wp-block-paragraph\">India&#8217;s personal loan market processed Rs. 3.8 lakh crore in unsecured retail credit in 2024-25. A significant portion of that was individuals refinancing expensive debt into a single, lower-cost loan. This guide explains exactly how debt consolidation works in India, which lenders offer genuine value, and how the process plays out from application to disbursal.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What Is Debt Consolidation (And What It Is Not)?<\/strong><\/h2>\n\n\n\n<p class=\"has-text-dark-color has-text-color has-link-color wp-elements-1d61a0c7fbd0675f1e065b5a7a2a19b2 wp-block-paragraph\">Debt consolidation means taking a single personal loan to repay all your existing debts \u2014 credit card balances, personal loans, consumer EMIs \u2014 and replacing them with one monthly payment at a lower <a href=\"https:\/\/www.taptaploans.in\/blog\/consolidate-multiple-personal-loans-india\/\"><strong>interest rate.<\/strong><\/a><\/p>\n\n\n\n<p class=\"has-text-dark-color has-text-color has-link-color wp-elements-131fff0521469c925fe70706946f4bc9 wp-block-paragraph\">What it is not: debt settlement, debt waiver, or a government relief scheme. Consolidation does not eliminate your debt. It restructures it, typically at a lower rate and with a longer tenure, which reduces the monthly burden while potentially reducing the total interest paid.<\/p>\n\n\n\n<p class=\"has-text-dark-color has-text-color has-link-color wp-elements-b6662fe85bc8fc4013d2bed4d299f75a wp-block-paragraph\">The key condition for consolidation to work financially is that the new loan&#8217;s interest rate must be meaningfully lower than the weighted average rate of your existing debts. If your debts average 22% per annum and you consolidate at 13%, you save 9% annually on the outstanding principal, which is significant money over a 5-7 year repayment period.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>When Debt Consolidation Makes Financial Sense<\/strong><\/h2>\n\n\n\n<p class=\"has-text-dark-color has-text-color has-link-color wp-elements-06ee5d8643dee5f50972228d245b3506 wp-block-paragraph\">Consolidation is the right move when all of the following are true:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-5d07592faa6bbe232b75204272095d41\">You are paying interest above 18% p.a. on credit cards or NBFC personal loans<\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-e84ba20232898eccd823fcbab26b9d5a\">Your CIBIL score is 700+, and you qualify for a bank-rate consolidation loan at 11-14%<\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-d59216269a2bc04f1b3fb0be24f69faf\">Your total debt does not exceed 50-55% of your annual gross income<\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-407450cc8f2479bea1976d3bb72f6089\">You have stable employment or a consistent business income that will support the new EMI<\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-eed6810f7b9ca8acfec8677446eea788\">You are not planning to take additional credit (home loan, car loan) within 12 months<\/li>\n<\/ul>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-474e31abb2db6499ac196d9d53061d5b wp-block-paragraph\">Consolidation does not make sense if your credit score is below 680 (you will not get a low enough rate to justify the exercise) or if the processing fees and foreclosure charges on your existing loans eliminate <a href=\"https:\/\/www.taptaploans.in\/blog\/personal-loan-for-salaried-india\/\"><strong>the interest savings.<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How Debt Consolidation Works: The Mechanics<\/strong><\/h2>\n\n\n\n<p class=\"has-text-dark-color has-text-color has-link-color wp-elements-f40a7c82550ded88e355089078d857e0 wp-block-paragraph\">The process in India follows this sequence:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-ab9a0c46a02075f6c19524970aeab89a\"><strong>1. Map your existing debt:<\/strong> List every outstanding loan and credit card balance with the outstanding principal, current interest rate, and remaining tenure.<\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-bb6529f038927816500bad7d4e8c67d4\"><strong>2. Calculate your weighted average interest rate:<\/strong> Multiply each balance by its rate, sum the results, and divide by the total<strong> <a href=\"https:\/\/www.taptaploans.in\/blog\/loan-consolidation-calculator-india\/\">outstanding principal.<\/a><\/strong><\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-6dcdca00c450a70b09686632bdb27590\"><strong>3. Apply for a consolidation loan:<\/strong> Seek a personal loan equal to your total outstanding debt from a bank or NBFC offering rates below your weighted average.<\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-c4bdecdebb45e9e4a316efed196ad43d\"><strong>4. Use disbursal to close existing accounts:<\/strong> Many lenders require you to demonstrate that the funds were used to close the consolidated debts.<\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-86520ffe54eb1e9da76d7765dc568811\"><strong>5. Maintain a single EMI:<\/strong> Your new loan replaces all previous obligations with one predictable <a href=\"https:\/\/www.taptaploans.in\/blog\/consolidate-multiple-personal-loans-india\/\"><strong>monthly payment.<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Which Banks and NBFCs Offer Debt Consolidation Loans in India?<\/strong><\/h2>\n\n\n\n<p class=\"has-text-dark-color has-text-color has-link-color wp-elements-1a346d8d338107812a5431945848b865 wp-block-paragraph\">Most major lenders in India offer personal loans that can be used for debt consolidation, though not all market them explicitly under that label. In 2026, the most competitive options are:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-a9c0ae52669a94f2e0a136d28377f485\">HDFC Bank: Personal loan rates from 10.50% p.a.; strong approval process for salaried applicants with 750+ CIBIL<\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-330bb291c2b45c263763dd112294421c\">IDFC FIRST Bank: Rates from 9.99% p.a.; zero foreclosure charges \u2014 particularly useful for borrowers who may want to prepay<\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-6208c8bfa99f8b46c0eab91e398c0330\">Poonawalla Fincorp: Rates from 9.99% p.a.; strong approval rates for self-employed borrowers<\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-1736a14c7f24425a4c0f9e21de66f98e\">Bajaj Finserv: Rates from 11% p.a.; flexible flexi-loan structure; up to Rs. 55 lakh<\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-1eab4f9535050bd8f0b4ad825673e449\">Muthoot Finance: Competitive for gold-backed consolidation; strong in Tier 2\/3 cities<\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-a93e1b4956719e1c1a9dadee70ef8898\">SBI (Xpress Credit): Best rates for government employees; limited to existing account holders<\/li>\n<\/ul>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-6f942d7cc282c33cb9c0f7c039062d02 wp-block-paragraph\">Rate comparison alone is not sufficient. Processing fees (typically 1-3% of the loan amount), prepayment penalties on existing loans, and the tenure offered together determine the true financial<strong> <a href=\"https:\/\/www.taptaploans.in\/blog\/loan-advisory-platform-vs-bank-india\/\" type=\"link\" id=\"https:\/\/www.taptaploans.in\/blog\/loan-advisory-platform-vs-bank-india\/\">benefit of consolidation.<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How Much Can You Actually Save? A Real Calculation<\/strong><\/h2>\n\n\n\n<p class=\"has-text-dark-color has-text-color has-link-color wp-elements-e8ec45b35ce32d1709a34bb3b90adf74 wp-block-paragraph\">Consider a borrower with the following debt structure:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-black-color has-text-color has-link-color wp-elements-6934632fc80f1d87d71f7a3bbf77b8e6\">Credit card balance: Rs. 3,00,000 at 36% p.a.<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-fef8a3cc821c638da5c5e72c3a97d105\">Personal loan (NBFC): Rs. 2,50,000 at 22% p.a., 24 months remaining<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-9e80311b79d60c3a37106ef4e74cb041\">Consumer durable EMI: Rs. 50,000 at 20% p.a., 8 months remaining<\/li>\n<\/ul>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-7cff25d2485b1fd0dcb4cc4c43b0cee4 wp-block-paragraph\">Total outstanding: Rs. 6,00,000. Weighted average interest rate: approximately 28.5% p.a. Current combined EMI: approximately Rs. 22,500\/month.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-bf5c17ccb5cf8e8654efbb5763cbf6e7 wp-block-paragraph\">Post-consolidation via a personal loan at 13% p.a. for 60 months: New EMI = approximately Rs. 13,620\/month. Monthly savings = Rs. 8,880. Total interest saved over the loan tenure (compared to maintaining current debt at current rates): approximately Rs. 3.8 lakh.<\/p>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-bdc15842c4ed757a0efaba9a602e70d3 wp-block-paragraph\">TapTap&#8217;s savings calculator on taptaploans. It allows borrowers to model their own debt consolidation scenarios in real time before<strong> <a href=\"https:\/\/www.taptaploans.in\/blog\/loan-consolidation-india\/\" type=\"link\" id=\"https:\/\/www.taptaploans.in\/blog\/loan-consolidation-india\/\">committing to any application.<\/a><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Common Pitfalls: When Consolidation Makes Things Worse<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-black-color has-text-color has-link-color wp-elements-5d84ded7e9e170ddeea5e00535d7c9dc\">Extending tenure too aggressively: A 96-month consolidation loan may lower EMIs dramatically but increase total interest paid over the full period<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-54760b06cc29d1621382caac65ca584d\">Not closing consolidated accounts: If you consolidate credit card debt but keep the cards open and spend on them, you double your debt<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-761ae77c53b0e81fdf62281077745c9a\">Ignoring foreclosure charges: Some existing NBFC loans charge 3-4% of outstanding principal for early closure; factor this into your savings calculation<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-9723d66c44a31dd1fb6d365d554308ca\">Applying to multiple banks simultaneously: Each rejected application generates a hard enquiry; a 3-rejection run can drop your CIBIL score by 20-30 points<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-242b57a161d78270ae729319473b8264\">Choosing consolidation over income growth: If the root problem is insufficient income, consolidation buys time but does not solve the<a href=\"https:\/\/www.taptaploans.in\/blog\/loan-consolidation-india\/\"> <strong>underlying issue<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How TapTap Loans Approaches EMI Reduction<\/strong><\/h2>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-a68368b02372bd951552f8cb98455691 wp-block-paragraph\">TapTap&#8217;s EMI reduction service is built specifically for borrowers who are over-committed on monthly obligations. The process:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-black-color has-text-color has-link-color wp-elements-b193eeedd0e47862683bcbee15c40e59\">You share your current outstanding debt amounts and interest rates<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-80b235d69b464326cd7745a94d9b4e5c\">TapTap assesses your credit profile and income through a soft enquiry<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-8a2b46f463483234467685d0a11575cf\">The platform identifies the lender within its 20+ bank network, most likely to approve a consolidation loan at the lowest viable rate for your profile<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-2ab5659b6c4796f6f180f083f3474ac9\">TapTap submits a single application and follows up with the lender directly<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-5d20d03562d2a0f7015330e51d01f2fb\">Upon approval, funds are disbursed, and TapTap guides you through closing existing obligations<\/li>\n<\/ul>\n\n\n\n<p class=\"has-black-color has-text-color has-link-color wp-elements-3f2dd5824e1ca4d2e0aea5b1bedbff3b wp-block-paragraph\">The entire process involves zero bank visits and is completed with zero advisory <a href=\"https:\/\/www.taptaploans.in\/blog\/debt-consolidation-india\/\" type=\"link\" id=\"https:\/\/www.taptaploans.in\/blog\/debt-consolidation-india\/\"><strong>fees to the borrower.<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Key Takeaways<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"has-black-color has-text-color has-link-color wp-elements-d0d4f0958b94bf061e937cd740a2ddcd\">Debt consolidation works by replacing multiple high-interest debts with a single lower-rate personal loan<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-d267fbe0c2e575bc214ad06d032e9a59\">It makes financial sense when the new rate is at least 5-7% lower than your weighted average existing rate<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-d775df62ac7685af1f1fb211794e9e82\">Leading banks offer consolidation personal loans from 9.99% p.a. in 2026; the rate you get depends on your CIBIL score and income<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-da09397ebdf8996611e02dfb866105a5\">Always factor in processing fees and foreclosure charges on existing loans before deciding to consolidate<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-1e3ddeeca210bd6db80a60be370937d8\">The most common mistake post-consolidation: keeping credit cards open and running up new debt<\/li>\n\n\n\n<li class=\"has-black-color has-text-color has-link-color wp-elements-732b92ccb5ac9194cedabd9ba92d16d4\">TapTap&#8217;s EMI reduction service matches your profile to the right lender without triggering multiple hard credit enquiries.<br><br><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Frequently Asked Questions<\/strong><br><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1778050225050\"><strong class=\"schema-faq-question\"><br><br><br><br><strong>Will debt consolidation hurt my CIBIL score?<\/strong><br><\/strong> <p class=\"schema-faq-answer\">Short term: A single hard enquiry for the new loan may lower your score by 5-8 points. Medium term: Closing multiple existing accounts and maintaining a single on-time EMI typically improves your score within 6-12 months.<br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778050229246\"><strong class=\"schema-faq-question\"><strong>Can I consolidate credit card debt and personal loans together?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes. A personal loan can be used to repay any combination of credit card dues, personal loans, and consumer EMIs. The consolidation loan amount should cover the total outstanding across all accounts you want to close.<br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778050230089\"><strong class=\"schema-faq-question\"><strong>What is the maximum amount I can borrow for debt consolidation in India?<\/strong><\/strong> <p class=\"schema-faq-answer\">Most banks cap unsecured consolidation at Rs. 25-40 lakh. Some lenders allow up to Rs. 55 lakh (Bajaj Finserv) or higher for top-tier credit profiles. The amount is ultimately bounded by your repayment capacity.<br><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1778050230802\"><strong class=\"schema-faq-question\"><strong>Do I need collateral for a debt consolidation loan?<\/strong><\/strong> <p class=\"schema-faq-answer\">No. Debt consolidation via a personal loan is unsecured \u2014 no property, gold, or other assets are required as security.<br><\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p class=\"has-text-dark-color has-text-color has-link-color wp-elements-c94169073f497a8caf9b47f63726da94 wp-block-paragraph\">Debt consolidation is not a magic solution \u2014 it is a financial restructuring tool that works when applied to the right debt profile at the right time. The difference between consolidation working and failing often comes down to two decisions: choosing a lender with a genuinely lower rate than your existing debt, and not accumulating new debt after consolidation.<\/p>\n\n\n\n<p class=\"has-text-dark-color has-text-color has-link-color wp-elements-b7d1392b997afc6c26cf25ba7dcc3628 wp-block-paragraph\">For borrowers who qualify, the monthly cash flow improvement can be substantial \u2014 and in the Indian context, that freed cash can be redirected toward a systematic investment plan, an emergency fund, or simply financial stability. TapTap Loans exists to make this process simple, cost-free, and genuinely in the <a href=\"https:\/\/www.taptaploans.in\/salaried\"><strong>borrower&#8217;s interest.<\/strong><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Debt consolidation in India is a structured way to combine multiple high-interest debts into a single, lower-cost loan. If you are managing a credit card at 36% interest, a personal loan at 18%, and a consumer durable EMI at 24%, you are not just paying more \u2014 you are juggling multiple due dates and increasing&hellip;<\/p>\n","protected":false},"author":2,"featured_media":922,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[9,11,12,10],"class_list":["post-110","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-consolidated-loans","tag-debt-consolidation-india","tag-emi-reduction","tag-high-interest-loans","tag-personal-loan-refinance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Debt Consolidation in India: Save Interest &amp; Reduce EMI<\/title>\n<meta name=\"description\" content=\"Debt consolidation in India helps combine multiple loans into one lower EMI. Learn how it works, savings potential, and best lenders in 2026.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.taptaploans.in\/blog\/debt-consolidation-india\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Debt Consolidation in India: Save Interest &amp; Reduce EMI\" \/>\n<meta property=\"og:description\" content=\"Debt consolidation in India helps combine multiple loans into one lower EMI. 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Medium term: Closing multiple existing accounts and maintaining a single on-time EMI typically improves your score within 6-12 months.<br>","inLanguage":"en-GB"},"inLanguage":"en-GB"},{"@type":"Question","@id":"https:\/\/www.taptaploans.in\/blog\/debt-consolidation-india\/#faq-question-1778050229246","position":2,"url":"https:\/\/www.taptaploans.in\/blog\/debt-consolidation-india\/#faq-question-1778050229246","name":"Can I consolidate credit card debt and personal loans together?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes. A personal loan can be used to repay any combination of credit card dues, personal loans, and consumer EMIs. 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The amount is ultimately bounded by your repayment capacity.<br>","inLanguage":"en-GB"},"inLanguage":"en-GB"},{"@type":"Question","@id":"https:\/\/www.taptaploans.in\/blog\/debt-consolidation-india\/#faq-question-1778050230802","position":4,"url":"https:\/\/www.taptaploans.in\/blog\/debt-consolidation-india\/#faq-question-1778050230802","name":"Do I need collateral for a debt consolidation loan?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"No. Debt consolidation via a personal loan is unsecured \u2014 no property, gold, or other assets are required as security.<br>","inLanguage":"en-GB"},"inLanguage":"en-GB"}]}},"_links":{"self":[{"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/posts\/110","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/comments?post=110"}],"version-history":[{"count":20,"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/posts\/110\/revisions"}],"predecessor-version":[{"id":449,"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/posts\/110\/revisions\/449"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/media\/922"}],"wp:attachment":[{"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/media?parent=110"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/categories?post=110"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/tags?post=110"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}