{"id":715,"date":"2026-06-13T10:53:22","date_gmt":"2026-06-13T05:23:22","guid":{"rendered":"https:\/\/www.taptaploans.in\/blog\/?p=715"},"modified":"2026-10-16T11:40:46","modified_gmt":"2026-10-16T06:10:46","slug":"foreclosure-charges-personal-loan-india","status":"publish","type":"post","link":"https:\/\/www.taptaploans.in\/blog\/foreclosure-charges-personal-loan-india\/","title":{"rendered":"Personal Loan Foreclosure Charges in India 2026: Bank-Wise List, RBI Rules &amp; When It Saves You Money"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">You&#8217;ve come into some money: a bonus, an FD maturity, a property sale. You want to close your <a href=\"https:\/\/www.taptaploans.in\/blog\/loan-consolidation-vs-debt-settlement-which-one-actually-helps-indian-borrowers\/\">personal loan<\/a> early and stop paying interest. Smart instinct. But before you write the cheque, you need to answer two questions: how much will the lender charge for foreclosing, and will closing the loan early actually save you money after those charges?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.taptaploans.in\/blog\/foreclosure-charges-explained\/\">Foreclosure charges in India<\/a> range from 0% (if your loan is an RBI-protected floating rate) to 5% (for some NBFC fixed-rate products). For a \u20b95L outstanding, that&#8217;s a difference of \u20b925,000 in upfront cost. This guide gives you the current bank-wise list, the RBI rules that determine when foreclosure is free, and the math of when foreclosure actually pays off versus partial prepayment versus balance transfer.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Foreclosure vs Prepayment vs Part-Payment<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Three different terms, often confused:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Term<\/strong><\/th><th><strong>Meaning<\/strong><\/th><\/tr><\/thead><tbody><tr><td>Foreclosure<\/td><td>You pay off the ENTIRE outstanding principal in one go, closing the loan completely.<\/td><\/tr><tr><td>Prepayment<\/td><td>Often used interchangeably with foreclosure, but technically can mean any payment beyond your regular EMI.<\/td><\/tr><tr><td>Part-Payment<\/td><td>You pay a lump sum BEYOND the regular EMI, reducing the outstanding principal. The loan continues with reduced principal.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Each has different rules and charges. This blog focuses on foreclosure but covers the comparison where useful.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>RBI&#8217;s Stance: Floating vs Fixed Rate<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">RBI has progressively restricted foreclosure charges. The current position (2026):<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Floating-rate retail loans (home loans, LAP, education loans): <\/strong>Zero foreclosure charges for individual borrowers under RBI directive.<\/li>\n\n\n\n<li><strong>Fixed-rate retail loans (most personal loans): <\/strong>Banks\/NBFCs can charge foreclosure penalties as per their policy, usually 2\u20135%.<\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-1\"><strong><a href=\"https:\/\/www.taptaploans.in\/blog\/commercial-loan-for-small-business\/\">Business-purpose loans<\/a>: <\/strong>Foreclosure rules vary; not subject to the same individual-borrower protection.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Most <a href=\"https:\/\/www.taptaploans.in\/blog\/personal-loan-interest-rates-india-2026\/\">personal loans in India<\/a> are fixed-rate. That&#8217;s why they typically carry 2\u20134% foreclosure charges. Check your sanction letter to confirm whether your loan is fixed or floating.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Bank-Wise Foreclosure Charge Table (2026)<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th><strong>Lender<\/strong><\/th><th><strong>Foreclosure Charge<\/strong><\/th><th><strong>Lock-In Before Foreclosure<\/strong><\/th><th><strong>Rate Type<\/strong><\/th><\/tr><\/thead><tbody><tr><td>SBI<\/td><td>Nil (after 6 EMIs)<\/td><td>6 months<\/td><td>Floating in some products<\/td><\/tr><tr><td>HDFC Bank<\/td><td>2\u20134% on outstanding<\/td><td>12 months<\/td><td>Fixed mostly<\/td><\/tr><tr><td>ICICI Bank<\/td><td>3\u20135% on outstanding<\/td><td>12 months<\/td><td>Fixed<\/td><\/tr><tr><td>Axis Bank<\/td><td>Nil after 36 EMIs; 2\u20133% before<\/td><td>12 months<\/td><td>Fixed<\/td><\/tr><tr><td>Kotak Mahindra<\/td><td>3\u20134%<\/td><td>12 months<\/td><td>Fixed<\/td><\/tr><tr><td>IDFC First<\/td><td>Nil after 13 EMIs<\/td><td>13 months<\/td><td>Floating linked<\/td><\/tr><tr><td>IndusInd Bank<\/td><td>3\u20134%<\/td><td>12 months<\/td><td>Fixed<\/td><\/tr><tr><td>Bajaj Finance<\/td><td>4% on outstanding<\/td><td>12 months<\/td><td>Fixed<\/td><\/tr><tr><td>Tata Capital<\/td><td>3\u20134% on outstanding<\/td><td>12 months<\/td><td>Fixed<\/td><\/tr><tr><td>Aditya Birla Capital<\/td><td>4\u20135%<\/td><td>12 months<\/td><td>Fixed<\/td><\/tr><tr><td>Poonawalla Fincorp<\/td><td>4% on outstanding<\/td><td>12 months<\/td><td>Fixed<\/td><\/tr><tr><td>L&amp;T Finance<\/td><td>3\u20134%<\/td><td>12 months<\/td><td>Fixed<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Always confirm with your specific lender; charges can change and are negotiable. Some lenders waive them entirely after a certain number of <a href=\"https:\/\/www.taptaploans.in\/blog\/emi-bounce-charges-bank-wise\/\">EMIs<\/a> (Axis after 36, IDFC First after 13).<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>How Charges Scale with Tenure Remaining<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Foreclosure charges are calculated on the outstanding principal at the time of foreclosure, not on the original loan amount. So:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you have \u20b95L outstanding and the lender charges 4%, you pay \u20b920,000 in foreclosure penalty.<\/li>\n\n\n\n<li>If you&#8217;ve already paid down to \u20b92L outstanding, 4% means \u20b98,000 penalty.<\/li>\n\n\n\n<li>Earlier foreclosure = higher absolute charge, but also higher interest savings.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>The Break-Even Math: When Foreclosure Pays Off<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Scenario:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Personal loan: \u20b95L outstanding, 36 months remaining, EMI \u20b916,000, interest rate 13%.<\/li>\n\n\n\n<li>Foreclosure charge: 4% = \u20b920,000.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Option A: Continue with EMIs&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Total interest paid over the remaining 36 months: approximately \u20b91,06,000.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Option B: Foreclose now&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pay outstanding \u20b95L + foreclosure charge \u20b920,000 = \u20b95.2L.<\/li>\n\n\n\n<li>You save \u20b91,06,000 in interest minus \u20b920,000 foreclosure = \u20b986,000 net savings.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Foreclosure pays off when:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Total interest you would have paid &gt; foreclosure charge.<\/li>\n\n\n\n<li>Generally: foreclosure makes sense if more than 12\u201318 months of EMIs remain.<\/li>\n\n\n\n<li>If less than 12 months remain, the foreclosure charge usually exceeds the remaining interest to complete the EMIs.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>When to Do Partial Prepayment Instead<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Partial prepayment makes sense when:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You have surplus but not enough to foreclose entirely.<\/li>\n\n\n\n<li>You want to reduce EMI burden while keeping the loan structure.<\/li>\n\n\n\n<li>The foreclosure penalty would be high, but the partial prepayment penalty is lower or nil.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Partial prepayment options:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Reduce EMI (keep tenure the same).<\/li>\n\n\n\n<li>Reducing tenure (keeping EMI same) is better for total interest savings.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Our complete guide on <a href=\"https:\/\/www.taptaploans.in\/blog\/loan-foreclosure-vs-prepayment\/\">personal loan foreclosure vs prepayment<\/a> vs top-up walks through which strategy saves more in your specific situation.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Foreclosure vs Balance Transfer: Which Saves More<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Before you foreclose, consider whether a balance transfer to a lower-rate lender saves more:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Foreclosure:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Pay off in full, end the loan.<\/li>\n\n\n\n<li>Cost: outstanding balance + foreclosure charge.<\/li>\n\n\n\n<li>Saves: future interest.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Balance transfer:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>New lender pays off existing loan at lower rate.<\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-2\">Cost: <a href=\"https:\/\/www.federal.bank.in\/what-are-personal-loan-foreclosure-charges\">foreclosure charge<\/a> from existing lender + processing fee at new lender.<\/li>\n\n\n\n<li>Saves: interest difference between old rate and new rate.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Use balance transfer if:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You don&#8217;t have enough cash to foreclose entirely.<\/li>\n\n\n\n<li>Your existing rate is more than 1.5% above current market.<\/li>\n\n\n\n<li>You have 24+ months remaining on the loan.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Use foreclosure if:&nbsp;<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You have the cash and want to be debt-free.<\/li>\n\n\n\n<li>The interest savings comfortably exceed the foreclosure charge.<\/li>\n\n\n\n<li>You don&#8217;t want a fresh loan on your CIBIL.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Documentation Needed for Foreclosure<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Request a foreclosure quote from your lender (in writing).<\/li>\n\n\n\n<li>Verify the principal outstanding, accrued interest, foreclosure charge, and total payable.<\/li>\n\n\n\n<li>Make payment via NEFT\/RTGS or cheque to the designated account.<\/li>\n\n\n\n<li>Collect: foreclosure receipt, No-Dues Certificate (NDC), updated statement showing \u201cClosed\u201d status.<\/li>\n\n\n\n<li>Verify CIBIL update within 30\u201345 days.<\/li>\n\n\n\n<li class=\"has-text-dark-color has-text-color has-link-color wp-elements-3\">Cancel any standing <a href=\"https:\/\/blogs.fineye.co\/nach-mandate-management-nbfc-india\/\"><strong>NACH mandate.<\/strong><\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1781499703938\"><strong class=\"schema-faq-question\"><strong> Can banks charge foreclosure on personal loans?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, on fixed-rate personal loans. RBI&#8217;s no-foreclosure rule applies to floating-rate retail loans, which most personal loans are not.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781499734844\"><strong class=\"schema-faq-question\"><strong> How are foreclosure charges calculated?<\/strong><\/strong> <p class=\"schema-faq-answer\">As a percentage of the outstanding principal at the time of foreclosure. So a 4% charge on \u20b95L outstanding is \u20b920,000.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781499745208\"><strong class=\"schema-faq-question\"><strong> Is GST charged on foreclosure?<\/strong><\/strong> <p class=\"schema-faq-answer\">Yes, 18% GST applies to the foreclosure charge itself. So the \u20b920,000 charge becomes \u20b923,600.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781499755581\"><strong class=\"schema-faq-question\"><strong>Can foreclosure charges be negotiated?<\/strong><\/strong> <p class=\"schema-faq-answer\">Sometimes. If you&#8217;re a long-standing customer or have multiple products with the bank, branch managers can waive 25\u201350% of the charge as a relationship gesture.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1781499766542\"><strong class=\"schema-faq-question\"><strong>Should I foreclose with my savings or invest?<\/strong><\/strong> <p class=\"schema-faq-answer\">If your loan rate is above 11\u201312%, foreclosing usually wins versus investing in fixed-income. If your loan rate is under 10%, equity investing may yield better long-term returns. Personal risk appetite plays a role.<\/p> <\/div> <\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Bottom Line<\/strong><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Foreclosure is a powerful tool but not a default \u201cyes.\u201d Run the math: foreclosure charge vs remaining interest. For most personal loans with 18+ months remaining and rates above 12%, foreclosure pays off. For shorter remaining tenure or lower rates, partial prepayment or simply completing EMIs may be better.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Don&#8217;t foreclose blindly; a prepayment or balance transfer may save you more, based on your loan&#8217;s remaining tenure.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em><a href=\"https:\/\/www.taptaploans.in\/salaried\">TapTap Loans calculates whether foreclosure is better.<\/a><\/em><\/strong><\/p>\n\n\n<div class=\"yoast-breadcrumbs\"><span><span><a href=\"https:\/\/www.taptaploans.in\/blog\/\">Home<\/a><\/span> \u00bb <span class=\"breadcrumb_last\" aria-current=\"page\">Personal Loan Foreclosure Charges<\/span><\/span><\/div>","protected":false},"excerpt":{"rendered":"<p>You&#8217;ve come into some money: a bonus, an FD maturity, a property sale. You want to close your personal loan early and stop paying interest. Smart instinct. But before you write the cheque, you need to answer two questions: how much will the lender charge for foreclosing, and will closing the loan early actually save&hellip;<\/p>\n","protected":false},"author":2,"featured_media":990,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[8],"tags":[75,9,11,76,74,31],"class_list":["post-715","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-balance-transfer-emi","tag-balance-transfer","tag-debt-consolidation-india","tag-emi-reduction","tag-loan-refinancing","tag-personal-loan","tag-personal-loan-eligibility-india"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Personal Loan Foreclosure Charges in India 2026<\/title>\n<meta name=\"description\" content=\"Complete bank-wise foreclosure charges list for personal loans in 2026 \u2014 banks rules on zero-charge floating-rate loans.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.taptaploans.in\/blog\/foreclosure-charges-personal-loan-india\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal Loan Foreclosure Charges in India 2026\" \/>\n<meta property=\"og:description\" content=\"Complete bank-wise foreclosure charges list for personal loans in 2026 \u2014 banks rules on zero-charge floating-rate loans.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.taptaploans.in\/blog\/foreclosure-charges-personal-loan-india\/\" \/>\n<meta property=\"og:site_name\" content=\"TapTap Loans\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-13T05:23:22+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-10-16T06:10:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.taptaploans.in\/blog\/wp-content\/uploads\/2026\/06\/Personal-Loan-Foreclosure-Charges-in-India-2026-Bank-Wise-List-RBI-Rules-When-It-Saves-You-Money.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"1088\" \/>\n\t<meta property=\"og:image:height\" content=\"608\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Shivam Jadon\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@taptaploans\" \/>\n<meta name=\"twitter:site\" content=\"@taptaploans\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Shivam Jadon\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.taptaploans.in\\\/blog\\\/foreclosure-charges-personal-loan-india\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.taptaploans.in\\\/blog\\\/foreclosure-charges-personal-loan-india\\\/\"},\"author\":{\"name\":\"Shivam Jadon\",\"@id\":\"https:\\\/\\\/www.taptaploans.in\\\/blog\\\/#\\\/schema\\\/person\\\/23d2a7b5ee9f1ea2730e4483c8c6669c\"},\"headline\":\"Personal Loan Foreclosure Charges in India 2026: Bank-Wise List, RBI Rules &amp; 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RBI's no-foreclosure rule applies to floating-rate retail loans, which most personal loans are not.","inLanguage":"en-GB"},"inLanguage":"en-GB"},{"@type":"Question","@id":"https:\/\/www.taptaploans.in\/blog\/foreclosure-charges-personal-loan-india\/#faq-question-1781499734844","position":2,"url":"https:\/\/www.taptaploans.in\/blog\/foreclosure-charges-personal-loan-india\/#faq-question-1781499734844","name":"How are foreclosure charges calculated?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"As a percentage of the outstanding principal at the time of foreclosure. So a 4% charge on \u20b95L outstanding is \u20b920,000.","inLanguage":"en-GB"},"inLanguage":"en-GB"},{"@type":"Question","@id":"https:\/\/www.taptaploans.in\/blog\/foreclosure-charges-personal-loan-india\/#faq-question-1781499745208","position":3,"url":"https:\/\/www.taptaploans.in\/blog\/foreclosure-charges-personal-loan-india\/#faq-question-1781499745208","name":"Is GST charged on foreclosure?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, 18% GST applies to the foreclosure charge itself. So the \u20b920,000 charge becomes \u20b923,600.","inLanguage":"en-GB"},"inLanguage":"en-GB"},{"@type":"Question","@id":"https:\/\/www.taptaploans.in\/blog\/foreclosure-charges-personal-loan-india\/#faq-question-1781499755581","position":4,"url":"https:\/\/www.taptaploans.in\/blog\/foreclosure-charges-personal-loan-india\/#faq-question-1781499755581","name":"Can foreclosure charges be negotiated?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Sometimes. If you're a long-standing customer or have multiple products with the bank, branch managers can waive 25\u201350% of the charge as a relationship gesture.","inLanguage":"en-GB"},"inLanguage":"en-GB"},{"@type":"Question","@id":"https:\/\/www.taptaploans.in\/blog\/foreclosure-charges-personal-loan-india\/#faq-question-1781499766542","position":5,"url":"https:\/\/www.taptaploans.in\/blog\/foreclosure-charges-personal-loan-india\/#faq-question-1781499766542","name":"Should I foreclose with my savings or invest?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"If your loan rate is above 11\u201312%, foreclosing usually wins versus investing in fixed-income. If your loan rate is under 10%, equity investing may yield better long-term returns. Personal risk appetite plays a role.","inLanguage":"en-GB"},"inLanguage":"en-GB"}]}},"_links":{"self":[{"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/posts\/715","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/comments?post=715"}],"version-history":[{"count":7,"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/posts\/715\/revisions"}],"predecessor-version":[{"id":2424,"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/posts\/715\/revisions\/2424"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/media\/990"}],"wp:attachment":[{"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/media?parent=715"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/categories?post=715"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.taptaploans.in\/blog\/wp-json\/wp\/v2\/tags?post=715"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}